Client Welcome Guide | Credit by DP
Credit by DP

Welcome to Credit by DP

Thank you for choosing Credit by DP. Follow the steps below to complete your onboarding and help us begin processing your file as quickly as possible.

Begin Onboarding
Start Here

Complete These Two Required Steps

Your payment confirms your purchase, but your client file cannot be processed until both enrollment and credit monitoring are complete.

Tip: Please complete both steps using the same full name and email address used during checkout whenever possible.
Step 1

Complete Your Enrollment

Complete the secure enrollment form to create your client file and provide the information our team needs to begin your onboarding.

  • Enter your current contact information
  • Review your information for accuracy
  • Use the email address you check regularly
  • Submit the form only once unless instructed otherwise
Complete Enrollment

This link will open in a new tab so you can return to this guide afterward.

Step 2

Start Required Credit Monitoring

Credit monitoring gives our team access to the three-bureau credit information needed to review your file and prepare your dispute process.

  • Complete the monitoring enrollment
  • Save your username and password
  • Use accurate personal information
  • Keep the monitoring account active during service
Credit Karma, Experian, and myFICO cannot be accepted because they do not provide the specific three-bureau information required for this process.
Start Credit Monitoring

This link will open in a new tab so you can return to this guide afterward.

Next

After You Complete Both Steps

Once enrollment and credit monitoring are complete, our team can create and review your client file.

Your secure client portal will usually open the same business day, but please allow up to three business days during high-volume periods.

Please note: Watch your email, including your spam or junk folder, for your portal invitation and agreement.
Get Ready

Prepare Your Documents

After your client portal opens, upload the required documents directly inside the secure portal. Do not email or text documents containing your Social Security number, identification information, or other sensitive personal information.

Government-Issued Photo ID
Proof of Address
Document Showing Your Social Security Number

Government-Issued Photo ID

Accepted examples may include:

  • Driver's license
  • State identification card
  • Passport
  • Military identification
  • Permanent resident card

The document should be clear, current, and fully visible. Avoid cropped, blurry, dark, or partially covered images.

Proof of Address

Your proof of address should show your name and current mailing address. Accepted examples may include:

  • Utility bill
  • Bank statement
  • Insurance statement
  • Government mail
  • Lease or rental document
  • Property tax bill
  • Benefits letter

Use a recent document whenever possible.

Document Showing Your Social Security Number

A Social Security card is preferred. If you do not have the physical card, you may upload a government-issued or official document showing at least the last four digits of your Social Security number. Accepted examples include:

  • W-2
  • IRS Tax Transcript
  • IRS Letter
  • SSA Letter
  • Tax Return
  • Benefits Letter
  • Court Document
  • Government Mail
  • Military Record
  • Permanent Resident Document
  • Other official document showing at least the last four digits

Need an IRS Document?

You may be able to access an IRS Tax Transcript or other tax records through the official IRS website.

Visit IRS.gov

Credit by DP is not affiliated with the IRS. Only use the official IRS.gov website when accessing tax records.

Quick Check

Avoid Document Delays

  • Upload clear and readable images
  • Include all four corners of each document
  • Do not cover important information
  • Make sure your name and address are visible
  • Upload documents only through the secure portal
  • Do not submit screenshots that are too small to read
Heads up: Incomplete, expired, blurry, or incorrect documents may delay your file.
The Process

What Happens Next

1

Payment Received

Your purchase is confirmed.

2

Enrollment Completed

Your client information is submitted.

3

Credit Monitoring Activated

Your three-bureau report becomes available for review.

4

Portal Opens

Your secure portal is normally created the same business day. Please allow up to three business days.

5

Agreement Signed

Review and sign your client agreement inside the portal.

6

Documents Uploaded

Upload all requested identification and verification documents.

7

File Review Begins

Our team reviews your file and prepares the first dispute round.

Good to Know

Important Reminders

Here to Help

Client Support

Need help completing your onboarding? Contact our client support team.

When contacting us, please include your full name and the email address used during checkout.

Please do not send identification documents or Social Security information by text or email.

Ready to Begin?

Complete both required steps now so we can begin creating your client file.

Credit by DP

Results vary by individual credit file and are not guaranteed.